Buyer's guide to Luxembourg
Setting your budget
Beyond the purchase price, plan for notary fees (which vary by municipality and property type), any agency fees, and a margin for renovation work. Your borrowing capacity depends on your income and personal contribution.
The steps of buying
Property search, purchase offer, preliminary sale agreement, obtaining financing, signing the notarial deed: each step has its own timeline: expect generally several months between the offer and getting the keys.
Cross-border: what changes
If you live in France, Belgium, or Germany and are buying in Luxembourg, check the tax rules that apply in your country of residence and the cross-border financing terms offered by Luxembourg banks.